Kredium, the first digital broker in Serbia, is changing the way we use banking services.
It is an innovative startup that combines loan counselling and real estate. Its eager team of professionals helps people get the best loan offer without physically going to the bank. Complications that go along with traditional banking services can now be avoided by simply filling out a form on their website.
The idea first appeared when the founder of Kredium, Misa Lazovic, encountered many challenges of the traditional home loan process. These difficulties created a strong desire to help others in the same situation and make the whole experience much smoother and faster.
Kredium’s Unique Service
Kredium offers assistance with different types of loans, such as home loans, cash loans, car loans, refinancing mortgage loans, home loans for the diaspora. In addition, they offer convenient services such as loan eligibility checks and mortgage calculators.
This startup is unique because they offer:
- A large number of banks in one place
Kredium is the first digital broker in Serbia that gathers offers from a large number of banks. The number of banks they cooperate with is increasing, which is in line with their vision of working with most of them. Comparing various offers significantly increases the chances of finding the most favorable one tailored to the individual needs of every customer.
- Real estate and bank loans at one place
The Kredium team works toward the goal of enabling finding the perfect property and getting the best loan offer in one place. They are the first to introduce the idea to significantly simplify both processes. Combining these two services allows a much quicker and easier way of getting a dream property without unnecessary paperwork and stress.
Loan Advisers Instead of Going to the Bank
The traditional loan process requires a lot of time and effort. Besides going to the bank more than once, those in need of a loan have to conduct a detailed analysis of different interest rates and conditions on their own. This leaves them feeling overwhelmed and confused, which further prolongs this already complex process.
An experienced team of loan advisers who have been in the industry for the past 15 years use their knowledge to find the most suitable loan option according to the needs of an individual. With their help, there is no need to physically go to the bank anymore since the whole process can be done online or via phone.
By filling out a simple form, customers can begin the innovative process and get professional advice. A great advantage of their digital service is that it saves plenty of time one would waste on visiting different banks and processing confusing information.
Finding an Ideal Property Made Easy
In addition to getting the best loan deals in the quickest way possible, customers have the opportunity to browse through various real estate properties. By combining loan advisory and real estate, Kredium has created a unique service that makes our lives more convenient.
Properties can be seen in 360° view, which can further be connected to a VR device for an even more realistic experience. Aside from the technologically advanced overview of the property, there are video tours and high-quality photos which bring the process of finding an ideal property to the next level.
Kredium has a team of successful real estate advisors with many years of experience who provide expert advice on choosing the most suitable property. Taking individual needs into consideration, they communicate with different investors to find the perfect option. Real estate advisors are there to support and guide customers from the initial idea to its realization.
New Kredium Office
To make their service more convenient, Kredium has opened a new showroom and office at TC Galerija, 12 Woodrow Willson Blvd, Belgrade. Located within Belgrade Waterfront, this spot offers new possibilities in one place, such as an overview of available real estate options and communication with loan advisers.
A new Kredium office is an ideal place for those wanting to purchase a new property or get informed about home loans, all in one place. By making their service quick, convenient, and professional, this startup is setting new standards in fintech and transforming the world of real estate and bank loans.
International Expansion
At the beginning of 2022, Kredium has expanded its services internationally. Their services are now available in the USA, where it is possible to get a mortgage through Kredium in 40 states. In addition, they are expanding their services into the UAE, which is only the beginning of their international journey.
Kredium serves as a one-stop-shop for all foreign nationals, overseas, cross-border, and expat mortgages, as well as local mortgage & property brokerage services. Through kredium.com, it is now possible to apply for a mortgage from anywhere in the world.
Despite being a relatively new startup, Kredium’s potential has already been internationally recognized:
- Gitex Future Stars 2021, Dubai
The team reached the semifinals at the largest event dedicated to the development of startups in the Middle East, North Africa, and South Asia. This event was a great opportunity to present the innovative idea to global tech leaders, innovators, and startups who are transforming the world with innovative ideas.
- Flat6Labs Investment
Kredium has been backed by Flat6Labs, the MENA regions’ leading seed, and early-stage venture capital firm. The investment has given an opportunity to further improve the services and make the experience of purchasing a property and getting a loan even easier.